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Increasing Term

Increasing Term Assurance

This type of cover protects you for a given term for an increasing level of benefit. The amount of life cover chosen at the outset rises annually by a predetermined factor, normally Retail Price Index (RPI). This is known as "indexation". The premium will also increase by the same factor. By selecting indexation you are protecting the purchasing power of your selected benefit. This is suitable for family protection.

  • works much like the level term insurance, except that the level of cover increases - and usually the premiums too.
  • worth considering if you are insuring for a long term, because increasing prices eat away at the value of a fixed level of cover.
  • the plan has no cash-in value at any time.

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Company address:
Omni-Financial Ltd, 2 Crown Yard, Redbournbury Lane, St Albans, Herts, AL3 6RS
T: 01582 792780
F: 01582 794174

Email: guy.swinnerton@omni-financial.co.uk

Registration address:
1 Townsend Road, Harpenden, Herts AL5 4BQ
Registration number: 05501958
Registered in: England & Wales

Omni-Financial Ltd is an appointed representative of Sage Financial Services Ltd, which is authorised and regulated by the Financial Services Authority.

Sage Financial Services Ltd is entered on the FSA register (www.fsa.gov.uk/register) under reference 150452.

The FSA do not regulate some types of mortgages, tax advice, will writing services or offshore investment products. The guidance contained within this website is subject to the UK Regulatory regime and is therefore primarily intended for consumers based in the UK.

Telephone: 01582 792780 | guy.swinnerton@omni-financial.co.uk

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