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Remortgaging

Remortgaging your Property

Remortgaging is the process of switching your existing mortgage to another mortgage lender, usually to lower the amount you're paying on your mortgage.

You are not obliged to stick with your original lender for the full mortgage term, and you can move to another lender at any time to get a lower interest rate - you don't have to be buying a new home. Remortgaging could save you hundreds or even thousands of pounds over the term of the mortgage. It is important to note that early repayment charges may be applied by the existing lender.

We will be pleased to help and advise you further on how to switch and save.

Your home may be repossessed if you do not keep up repayments on your mortgage.

You can choose how we are paid. We can either accept commission from the lender or, you can choose to pay on a fee basis.

Should you choose to pay a fee we will usually charge 0.5% of the loan amount. We can also arrange a combination of these options.


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Chartered Financial Planners

Company address:
Omni-Financial Ltd, 2 Crown Yard, Redbournbury Lane, St Albans, Herts, AL3 6RS
T: 01582 792780
F: 01582 794174

Email: guy.swinnerton@omni-financial.co.uk

Registration address:
1 Townsend Road, Harpenden, Herts AL5 4BQ
Registration number: 05501958
Registered in: England & Wales

Omni-Financial Ltd is an appointed representative of Sage Financial Services Ltd, which is authorised and regulated by the Financial Services Authority.

Sage Financial Services Ltd is entered on the FSA register (www.fsa.gov.uk/register) under reference 150452.

The FSA do not regulate some types of mortgages, tax advice, will writing services or offshore investment products. The guidance contained within this website is subject to the UK Regulatory regime and is therefore primarily intended for consumers based in the UK.

Telephone: 01582 792780 | guy.swinnerton@omni-financial.co.uk

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