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Omni Financial Ltd is authorised by the Financial Conduct Authority.


Omni Financial Limited is Registered in England and Wales under reference 05501958. Registered Office: 1 Townsend Road, Harpenden, Hertfordshire. AL5 4BQ.


Trading Address: 


Omni Financial Ltd

Unit D2, The Courtyard

Alban Park

St Albans




Tel:  01727 223 251

Fax: 01727 853 811



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April 27, 2015


For decades now, successive governments have aimed to encourage saving.  Arguably it is very much in their interests to do so.  People with savings, pretty much by definition, are less likely to run into financial difficulties.  This means that they are also less likely to need state benefits.  In recent years, governments have made particular efforts to encourage saving for retirement (“We're all in!”).  While pensions have...

April 20, 2015

No one is as wise, prudent or capable of self restraint as they think they are. When we think of a large sum of money, £100,000 say, we tend to think in terms of what it might buy: An incredible car, several years travelling round the world, a large new extension transforming our house into a dream home, or continued financial security in our old age? 


The latter is, of course, less exciting, less glamorous, and less fun,...

April 13, 2015


Here’s an unsettling mortal thought: When do you think you are going to die?


It’s a question we generally seek to avoid, though thanks to recent changes in the pension market, it’s a question that’s taken on a new significance.


Decades ago, one retired at sixty five and, on average, drew a decade of pension entitlement before departing for the sweet hereafter.


In 2015, some of these certainties have gone. Not only are many of...

April 7, 2015


With the General Election now less than 100 days away, the contenders are throwing their economic hats into the ring.  Although none of the 3 main parties has provided a manifesto as yet, they have all been giving their views on tax and spending and reducing the UK deficit. Here is a quick overview to where the three main parties stand on balancing the UK's books.


The Liberal Democrats

The Liberal Democrats plan to i...

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