Automatic enrolment as you are aware commenced role out, in stages, across all employers from October 2012, starting with the larger employers.

This is now three years since the introduction of auto enrolment, and employees are really starting to reap the benefits of workplace pension savings. New research has revealed that employer contributions are crucial to boosting pension savings for over half (54%) of those enrolled in...

“How much do I need for my retirement” is arguably one of the most serious questions facing a working-age adult.  The answer ultimately depends on two questions.  When do you want to retire and what kind of retirement do you want to have? 

Planning Your Retirement 

If you want to retire at 55 and spend the rest of your life cruising the world on your private yacht, you're going to need a whole lot more mone...

Some things are so easily lost. Car keys, mobile phone, wallet, or you entire financial future. 

At any given time a staggering five million people have lost track of their pension providers, like squirrels who bury acorns but forget where they put them.   The result of a lost pension may lead to a diminished income at retirement age and eventually the Treasury benefitting from the unclaimed wealth. 

The gov...

Here’s an unsettling mortal thought: When do you think you are going to die?

It’s a question we generally seek to avoid, though thanks to recent changes in the pension market, it’s a question that’s taken on a new significance.

Decades ago, one retired at sixty five and, on average, drew a decade of pension entitlement before departing for the sweet hereafter.

In 2015, some of these certainties have gone. Not only are many of...