news.png

FINANCIAL ADVISER BLOG

A Matter Of Life And Death

There is one topic that no one likes to think about - death. And yet, it is something that we must prepare ourselves for in order to take care of our loved ones and ensure family protection. Making plans for the end of life is a vital task and one that, if not dealt with by each of us, falls to our families and next of kin to arrange. There are two main tasks that everyone with dependents must undertake in order to protect their loved ones, arranging life insurance and writing a will. This article is a quick guide to help you explore the options available to you. Why do I need life insurance? Life insurance is a policy that is taken out to pay off any major expenses such as mortgages, outsta

How Pension Changes Affect Everyone

In the past three years there have been dramatic changes to the way people save for their pensions in the UK and the role that employers have in helping them to build up a pension pot. The process of setting up new workplace pension schemes, called auto enrolment, has been ongoing since 2012 and employers of all sizes, from major corporations down to individuals with nannies or carers have to comply. This blog is a quick guide to your rights and responsibilities if you are an individual employer and just employ one person to help you. What Is Auto Enrolment? The government’s rationale for the auto enrolment pension scheme is to plug the gap in pension provision. Between 2010 and 2012 the Off

Tips for a Cautious Investor

With interest rates offering little to get savers excited, now may be a good time to look at other options. If you are a first time investor, you may be feeling nervous about taking the plunge. That's fine; there are a range of low risk investments to help you take your first steps into investing. Here are some tips to get you started. You'll Still Need Some Cash (So Make It Work As Hard As It Can) Having cash to hand acts as a buffer against life's ups and downs. How much cash you need to keep depends on your situation. Some people like to keep a couple of months’ salary. That being so, it's a good idea to make your cash savings work as hard as they can. From Autumn this year, ISAs (Indi

Have You Made Your Will Yet?

After a lifetime of saving and prudence, you may well have accumulated a great deal of personal financial wealth that will outlast you. However, without a will to state who will benefit from your wealth, much of the hard work you have put in over the years might be lost. Dying without a will (being intestate), can present your loved ones with all sorts of difficulties when it comes to dealing with your estate and it presents the tax man with an opportunity to extract wealth from your life savings. This blog article is a quick guide to making a will and ensuring that your legacy goes to your loved ones as you intend. A Will To Fit Your Circumstances Leaving your wealth behind might not be qui

Want To Pay Less Tax? Ideas To Help Reduce The Amount You Pay

Paying tax is an onerous duty and one we all wish we didn’t have to do. Judging by recent newspaper headlines, it seems that if you are rich and famous tax avoidance is almost compulsory. Whilst actual tax evasion is illegal (ie stashing it under your mattress), tax avoidance is not, it is simply the practice of being savvy with your money to limit the amount it can be taxed within the law. This quick guide will talk you through some of your options if you are looking to reduce the tax burden on your personal income. If you ever wonder: ‘how can I reduce my tax bill?’ this guide is for you. How To Pay Less Tax: The Obvious Methods The government already provide a generous annual entitlement

Enquiry Form

Terms and Conditions

 

We will use your name, email address and contact number (‘personal information’) to contact you about the services you have requested or respond to an enquiry you have submitted, which will require us to share your personal information with our advisers and our group of companies. For further information on how your information is used, including disclosure to third parties, how we maintain security of your information and your rights in relation to the information we hold about you, please see our Privacy Policy.

 

Email communications are not secure and for this reason Omni Financial Ltd cannot guarantee the security of the email, its contents or that it remains virus free once sent.

Omni Financial Ltd

Contact Us

 

Omni Financial Ltd is authorised by the Financial Conduct Authority.

 

Omni Financial Limited is Registered in England and Wales under reference 05501958. Registered Office: 1 Townsend Road, Harpenden, Hertfordshire. AL5 4BQ.

 

Trading Address: 

 

Omni Financial Ltd

Unit D2, The Courtyard

Alban Park

St Albans

Hertfordshire

AL4 0LA

 

Tel:  01727 223 251

Fax: 01727 853 811

E:     guy.swinnerton@omni-financial.co.uk

 

The information contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK. 

Copyright Omni Financial 2020

 

Privacy Policy

 

Site designed by Created by White and managed by Barker Online Marketing

If you require information about the Financial Ombudsman Service you can contact them directly:

0800 0234567  |  www.financial-ombudsman.org.uk