In the past three years there have been dramatic changes to the way people save for their pensions in the UK and the role that employers have in helping them to build up a pension pot. The process of setting up new workplace pension schemes, called auto enrolment, has been ongoing since 2012 and employers of all sizes, from major corporations down to individuals with nannies or carers have to comply. This blog is a quick guide to your rights and responsibilities if you are an

No one is as wise, prudent or capable of self restraint as they think they are. When we think of a large sum of money, £100,000 say, we tend to think in terms of what it might buy: An incredible car, several years travelling round the world, a large new extension transforming our house into a dream home, or continued financial security in our old age? The latter is, of course, less exciting, less glamorous, and less fun, but far more important, which is why, after 6th April t

The private pensions market has undergone a period of rapid and intensive change in the past year. In the next two years state pensions will also be transformed and inevitably there will be those who benefit from the changes and those who don’t. This blog is written to give you the best chance of benefiting from the new pensions landscape; normally the savers who are informed, pro active, and realistic about their circumstances and entitlements retire wealthier. Annuities Las