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When looking for a new Independent Financial Adviser I was given Philip's name from a friend,  I approached Philip Spratt-Callaghan at Omni-Financial to sort out both our Personal investments and the Companies Employee Benefits.


All I wanted initially was a straight forward informed conversation to confirm what position our retirement plans were,  and that is exactly what I got. The pre meeting preparation was helpful to me to focus on the key issues and facilitated an efficient and effective discussion. I found Philip Spratt-Callaghan easy to talk to, he listened to me and I was impressed with how well informed and up to date he was with current financial issues. The advice I was given was succinct, clear and with no attempt to do anything other than clarify my thinking.  As a result I have implemented his recommendations to better place myself and my employees financially for when the date for retirement finally arrives. We have regular meetings/reviews to keep me up to date with our investments and also to inform me of any new developments.


I now understand how we need to implement our Auto Enrolment Program, in addition to having a better understanding of our existing pension



I am very happy to recommend Philip and Omni-Financial to anyone who wants sound and impartial financial advice.

Mr F - Shefford


I have been dealing with Philip Spratt-Callaghan for some 15 years now.  Myself and my Partner have been building up a property portfolio in London.  As I now reside in New Zealand it has sometimes, proved problematic , but he has always managed to come through with a competitive mortgage.   He has listened to our requirements, produced recommendations to suit and assisted us with all the paperwork, thanks to his helpful nature we don’t need to worry about the process. His knowledge of the mortgage market place has proved most beneficial.

I have no problem in recommending Philip and Omni-Financial to anyone who needs sound mortgage advice.”

Mr G - New Zealand


The team at Omni Financial Ltd have been immensely helpful to our whole family, advising us on a whole range of issues covering the very young to the older generation. Thank you! 

A - St Albans


My wife and I have been long standing clients of Omni Financial.  Omni have guided us through the complex world of finance.  Providing professional advice in a friendly manner on many areas of both short term and long term financial planning.  I would highly recommend their services.

Mr R - London


I have found the advice offered by Paul Hazard always highly professional, focused and thoughtful.  He is in a different class - hence my satisfaction and recommending him to others.

Mrs B - St Albans 


I have been with Omni Financial for a long time now and always find them professional friendly and approachable They always respond quickly to any requests I have giving me peace of mind, knowing that my finances are in good order, one less thing to worry about!
Would I recommend them?  Yes I would.

H - St Albans 


They provide excellent service and advice on our finances and investments,giving us peace of mind.
We appreciate their professionalism,reliability and friendly attitude.
Would highly recommend their services.

M - St Albans 

Our Services

Our Independent Financial Advisers offer a comprehensive range of financial services, tailored to your particular requirements. Click on the images below to find out more about the services we provide. 


Omni Financial independent financial advisers
Omni Financial independent financial advisers
Omni Financial independent financial advisers
Omni Financial independent financial advisers
Omni Financial independent financial advisers
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