When looking for a new Independent Financial Adviser I was given Philip's name from a friend,  I approached Philip Spratt-Callaghan at Omni-Financial to sort out both our Personal investments and the Companies Employee Benefits.


All I wanted initially was a straight forward informed conversation to confirm what position our retirement plans were,  and that is exactly what I got. The pre meeting preparation was helpful to me to focus on the key issues and facilitated an efficient and effective discussion. I found Philip Spratt-Callaghan easy to talk to, he listened to me and I was impressed with how well informed and up to date he was with current financial issues. The advice I was given was succinct, clear and with no attempt to do anything other than clarify my thinking.  As a result I have implemented his recommendations to better place myself and my employees financially for when the date for retirement finally arrives. We have regular meetings/reviews to keep me up to date with our investments and also to inform me of any new developments.


I now understand how we need to implement our Auto Enrolment Program, in addition to having a better understanding of our existing pension



I am very happy to recommend Philip and Omni-Financial to anyone who wants sound and impartial financial advice.

Mr F - Shefford (December 2014)


I have been dealing with Philip Spratt-Callaghan for some 15 years now.  Myself and my Partner have been building up a property portfolio in London.  As I now reside in New Zealand it has sometimes, proved problematic , but he has always managed to come through with a competitive mortgage.   He has listened to our requirements, produced recommendations to suit and assisted us with all the paperwork, thanks to his helpful nature we don’t need to worry about the process. His knowledge of the mortgage market place has proved most beneficial.

I have no problem in recommending Philip and Omni-Financial to anyone who needs sound mortgage advice.”

Mr G - New Zealand (December 2014)


The team at Omni Financial Ltd have been immensely helpful to our whole family, advising us on a whole range of issues covering the very young to the older generation. Thank you! 

A - St Albans


My wife and I have been long standing clients of Omni Financial.  Omni have guided us through the complex world of finance.  Providing professional advice in a friendly manner on many areas of both short term and long term financial planning.  I would highly recommend their services.

Mr R - London (December 2014)


I have found the advice offered by Paul Hazard always highly professional, focused and thoughtful.  He is in a different class - hence my satisfaction and recommending him to others.

Mrs B - St Albans  (December 2014)


I have been with Omni Financial for a long time now and always find them professional friendly and approachable They always respond quickly to any requests I have giving me peace of mind, knowing that my finances are in good order, one less thing to worry about!
Would I recommend them?  Yes I would.

H - St Albans (December 2014)


They provide excellent service and advice on our finances and investments,giving us peace of mind.
We appreciate their professionalism,reliability and friendly attitude.
Would highly recommend their services.

M - St Albans (December 2014)

Our Services

Our Independent Financial Advisers offer a comprehensive range of financial services, tailored to your particular requirements. Click on the images below to find out more about the services we provide. 


Omni Financial independent financial advisers
Enquiry Form
Enquiry Form

I'm a paragraph. Click here to add your own text and edit me. I’m a great place for you to tell a story and let your users know a little more about you.

Enquiry Form

Terms and Conditions


We will use your name, email address and contact number (‘personal information’) to contact you about the services you have requested or respond to an enquiry you have submitted, which will require us to share your personal information with our advisers and our group of companies. For further information on how your information is used, including disclosure to third parties, how we maintain security of your information and your rights in relation to the information we hold about you, please see our Privacy Policy.


Email communications are not secure and for this reason Omni Financial Ltd cannot guarantee the security of the email, its contents or that it remains virus free once sent.

Omni Financial Ltd

Contact Us


Omni Financial Ltd is authorised by the Financial Conduct Authority.


Omni Financial Limited is Registered in England and Wales under reference 05501958. Registered Office: 1 Townsend Road, Harpenden, Hertfordshire. AL5 4BQ.


Trading Address: 


Omni Financial Ltd

Unit D2, The Courtyard

Alban Park

St Albans




Tel:  01727 223 251

Fax: 01727 853 811

E:     guy.swinnerton@omni-financial.co.uk


The information contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK. 

Copyright Omni Financial 2020


Privacy Policy


Site designed by Created by White and managed by Barker Online Marketing

If you require information about the Financial Ombudsman Service you can contact them directly:

0800 0234567  |  www.financial-ombudsman.org.uk