Contact Us


Omni Financial Ltd is authorised by the Financial Conduct Authority.


Omni Financial Limited is Registered in England and Wales under reference 05501958. Registered Office: 1 Townsend Road, Harpenden, Hertfordshire. AL5 4BQ.


Trading Address: 


Omni Financial Ltd

Unit D2, The Courtyard

Alban Park

St Albans




Tel:  01727 223 251

Fax: 01727 853 811



The information contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK. 

By clicking on this link you are now departing from the regulated site of Omni Financial Ltd.  Omni Financial Ltd cannot be responsible for any content created and published solely by a third party outside our regulated site. 

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Omni Financial Ltd

If you require information about the Financial Ombudsman Service you can contact them directly:

0800 0234567

Philip Spratt-Callaghan DipPFS

Independent Financial Adviser
Time with Omni: 9 years

With over three decades of experience in the financial industry, Philip is a seasoned professional. He originally decided to become an Independent Financial Adviser to enjoy a new challenge, having previously worked in the catering industry and prior to that, the British Army.  Today, he still enjoys the challenge of finding solutions for the many and varied financial problems his clients face.


Philip specialises in providing advice on Investment and Retirement Planning, including Auto Enrolment and Group Risk.  Having worked hard and saving diligently for many years himself, Philip is now reaping the rewards of being financially independent, so he is ideally placed to provide advice from both his professional and personal experience.


In his spare time, Philip enjoys travelling and playing golf regularly, preferably at the same time!  He also enjoys supporting the London Irish - the rugby team he used to play for. 


To find out more, please contact Philip at

Our Services

Our Independent Financial Advisers offer a comprehensive range of financial services, tailored to your particular requirements. Click on the images below to find out more about the services we provide. 


cost of care
ISAs and Investments




equiry release
IHT and wills