FINANCIAL ADVISER BLOG

Automatic enrolment as you are aware commenced role out, in stages, across all employers from October 2012, starting with the larger...

Give your children or grandchildren a financial present they can unwrap. With Christmas just around the corner, making an investment for...

Christmas comes but once a year and for all the fun it brings it can be a significant drain on the family finances. With that in mind,...

If your dream retirement is somewhere with more sunshine and less rain than the UK, then it may be time to ask yourself “how will moving...

“How much do I need for my retirement” is arguably one of the most serious questions facing a working-age adult. The answer ultimately...

Saving for a rainy day is what lets you buy an umbrella to keep you dry until the rain passes. Alternatively you may be saving with a...

Your current home may well be the place where some of your happiest memories were created. Realistically, however, downsizing may be an...

As the song goes “I got bills, I gotta pay, so I'm gon' work, work, work every day.” At some point however, people may want or need to...

If you reach state pension age on or after 6th April 2016 then you will come under the rules for the new state pension. Here is a quick...

The UK has now experienced deflation for the first time since records began in 1996. The Office for National Statistics believes that...

There is one topic that no one likes to think about - death. And yet, it is something that we must prepare ourselves for in order to take...

In the past three years there have been dramatic changes to the way people save for their pensions in the UK and the role that employers...

With interest rates offering little to get savers excited, now may be a good time to look at other options. If you are a first time...

After a lifetime of saving and prudence, you may well have accumulated a great deal of personal financial wealth that will outlast you....

Paying tax is an onerous duty and one we all wish we didn’t have to do. Judging by recent newspaper headlines, it seems that if you are...

“Breaking up is never easy” but sometimes it's the best you can do. The Abba hit “Knowing Me, Knowing You” was released in 1976. A lot...

The first Conservative budget since 1996 was eagerly awaited by some and dreaded by others. Freed from the restraining hands of the Lib...

George Osborne was last seen holding the famous red briefcase in March. On that occasion he was delivering a coalition budget. The new...

On 8th July 2015, George Osborne will deliver the first completely Conservative budget since Kenneth Clarke in 1996. Given that George...

The phrase “use it or lose it” is very relevant to ISAs. As of April 6th 2015 you have 366 days to save up to £15,240 in your ISA. Even...