With interest rates offering little to get savers excited, now may be a good time to look at other options. If you are a first time investor, you may be feeling nervous about taking the plunge. That's fine; there are a range of low risk investments to help you take your first steps into investing. Here are some tips to get you started. You'll Still Need Some Cash (So Make It Work As Hard As It Can) Having cash to hand acts as a buffer against life's ups and downs. How much

It seems like a world away now, but the 1970s and 1980s both saw periods of double digit inflation, where prices rose at one point in 1975 to nearly 25 percent. How any economy could function like this seems a mystery, until the obvious answer presents itself - Britain’s economy didn’t function under this burden, strikes, chaos and by 1982 over three million unemployed. Ah, the good old days. It rather puts our recent difficulties into perspective, whilst we have had a tough

Physics is a more exact science than finance, and judging by recent Oscar nominations, it’s often more romantic and glamorous. Stephen Hawking, one of the great minds of the 20th Century was one of the first proponents of unified field theory, or the theory that explained the entire universe. So far a unified financial theory has yet to be created, but let’s consider the possible components. Many of us are acquisitive, and we look to maximise profit and minimise loss in our

For decades now, successive governments have aimed to encourage saving. Arguably it is very much in their interests to do so. People with savings, pretty much by definition, are less likely to run into financial difficulties. This means that they are also less likely to need state benefits. In recent years, governments have made particular efforts to encourage saving for retirement (“We're all in!”). While pensions have been the most traditional form of retirement saving

Welcome to the new Omni Financial website and our blog. We decided to launch a new website to better showcase our services to show how we can help you with your lifestyle needs. Whether it is mortgages, pensions, investments or equity release we are here to help. If what you are looking for isn't featured on the website, please don't hestitate to contact us to find out how we can help you. We are also really excited to launch our new logo. We have given it abit of a spruce