Automatic enrolment as you are aware commenced role out, in stages, across all employers from October 2012, starting with the larger employers. This is now three years since the introduction of auto enrolment, and employees are really starting to reap the benefits of workplace pension savings. New research has revealed that employer contributions are crucial to boosting pension savings for over half (54%) of those enrolled in a defined contribution pension scheme in the UK. T

“How much do I need for my retirement” is arguably one of the most serious questions facing a working-age adult. The answer ultimately depends on two questions. When do you want to retire and what kind of retirement do you want to have? Planning Your Retirement If you want to retire at 55 and spend the rest of your life cruising the world on your private yacht, you're going to need a whole lot more money than if you want to retire at 75, downsize your house and spend the re

Some things are so easily lost. Car keys, mobile phone, wallet, or you entire financial future. At any given time a staggering five million people have lost track of their pension providers, like squirrels who bury acorns but forget where they put them. The result of a lost pension may lead to a diminished income at retirement age and eventually the Treasury benefitting from the unclaimed wealth. The government, are keen for individuals to be as minimal a burden on the stat

Here’s an unsettling mortal thought: When do you think you are going to die? It’s a question we generally seek to avoid, though thanks to recent changes in the pension market, it’s a question that’s taken on a new significance. Decades ago, one retired at sixty five and, on average, drew a decade of pension entitlement before departing for the sweet hereafter. In 2015, some of these certainties have gone. Not only are many of us taking early retirement, but equally as many ar

Annuity is a term that until recently everyone had heard of but few of us not of retirement age knew what it meant. The March 2014 changed that. Suddenly annuities became big news and exciting stories about the possibility of Ferrari driving pensioners were splashed across the newspapers. This article is a quick look at the changes to annuities and how they will affect you, so the first thing to do is to explain specifically what annuities are, and how they have changed. An a

Welcome to the new Omni Financial website and our blog. We decided to launch a new website to better showcase our services to show how we can help you with your lifestyle needs. Whether it is mortgages, pensions, investments or equity release we are here to help. If what you are looking for isn't featured on the website, please don't hestitate to contact us to find out how we can help you. We are also really excited to launch our new logo. We have given it abit of a spruce